After looking into how much our equipment will all cost I looked into how much I could insure the equipment for. For this I looked at a compare site specialized in checking the market for photographic equipment insurance.
This site was called http://www.camerainsurance.co.uk/
This site generated many insurance sites to pick from but the top two were Photo Guard and E&L. First I checked out http://www.photoguard.co.uk/
This site was quick and easy to use and generated a quote as soon as I entered the details. Because we will be travelling round with our equipment I got the full cover quote which covered outside damage and theft as well inside.
With Photo Guard there is many benefits that come with the professional insurance quote such as covering portfolio damage. This could be handy if a problem with our portfolio ever occurred. The price of the insurance came up to around £827.00 for year or £77.88 monthly.
The next insurance provider I looked at was E&L insurance. http://www.eandl.co.uk/
E&L's website was also very easy to use and also provided an instant quote. I put the same details in as the last one and got my quote.
When I got my quote I wasn't quite sure if I had typed the details in correctly because it was so low so I double checked it again and found that I hadn't clicked the outside insurance as well as indoors so I re-did the details.
The quote I got back had almost doubled but was still cheaper than Photo Guard. At E&L it was £438.01 a year.
This was much cheaper than Photo Guard but covered less in its policy such as the portfolio insurance. If a problem with our portfolio ever happened we would not be covered although it may be cheaper to replace it with our own money.
After looking at both policies and what they both cover I decided we should go with Photo Guard because they covered a few more things than E&L which were worth the extra price.
No comments:
Post a Comment